Make business payments in the UK, EU and abroad.
Pay suppliers, staff and other business recipients using supported domestic and international payment routes. Convert only when the payment requires it, and review the route, rate, fees and approval requirements before confirming.
Domestic and international payments · FX across 38 supported currencies · Batch and scheduled payments
Use the right route for each payment.
DigiDoe makes supported payment routes available based on the account currency, destination, recipient bank, transaction value and eligibility.
GBP payments
Send eligible GBP payments using Faster Payments, Bacs or CHAPS. SWIFT is available for supported international sterling payments.
EUR payments
Send eligible EUR payments through SCT or SCT Instant. SWIFT is available for supported international euro payments.
USD and AED payments
Send eligible USD and AED payments through SWIFT.
Route availability, cut-off times, transaction limits and delivery timing depend on the currency, destination and receiving institution. Certain payments may require additional information or advance review before execution.
Convert only when your business requires it.
A cross-border payment does not always require FX. If you already hold the payment currency, pay directly from that account. Convert only when the required payment currency is different.
Pay without converting
Use an available GBP, EUR, USD or AED balance to make an eligible payment in the same currency.
Convert when needed
Access FX across 38 supported currencies for eligible conversions and payments.
Check the rate and cost
Review the offered exchange rate before confirming the conversion.
SWIFT charges
Correspondent or recipient-bank charges may apply to SWIFT payments.
One payment or a complete batch.
Prepare a single payment, upload a batch or schedule an eligible payment for a future date.
Batch payments
Upload one payment file to prepare multiple payments for payroll, supplier runs or staff expense reimbursements. Review the batch total and individual payment instructions before submission. DigiDoe’s built-in checks help identify payment instructions that require attention.
Scheduled payments
Choose a future payment date for an eligible supplier, payroll or other planned commitment.
Approvals
Apply the required payment approvals before an individual payment or batch is released.
Configure DigiDoe payments as per your corporate finance policy.
Use user roles and configurable payment approval workflows to control how payment instructions are created, reviewed and approved.
Maker-checker control
Separate payment creation from payment approval.
Value-based approvals
Set approval requirements by account and payment value.
Multiple approvers
Require one or more authorised users to approve payments above defined thresholds.
How we’re authorised and certified
FCA-authorised EMI
Authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution, not a bank.
FRN 901043 · verify on the FCA register ↗
Funds safeguarded
Relevant funds are safeguarded in accordance with the Electronic Money Regulations and held separately from our own funds.
Safeguarding partners named on request.
Independently audited
Safeguarding arrangements are independently audited.
Independent auditor, named on request.
ISO 27001
Certified information-security management protecting client data and systems, certified by the British Assessment Bureau.
ISO 22301
Certified business-continuity management so the service stays resilient, certified by the British Assessment Bureau.
Purpose-built technology
Proprietary infrastructure built in-house, with no third-party data exposure.
Payments are screened against sanctions and financial-crime controls, and transactions are monitored. These controls reduce risk; they do not remove it.
Ready to make business payments with more control?
Use supported domestic and international payment routes, convert across supported currencies when needed, prepare batch or scheduled payments, and apply approval controls before funds are released.