Multi-currency accounts Payments & FX White-label infrastructure Pricing About us Get started
FCA-authorised EMI FRN 901043

For private clients

DigiDoe, for the money behind your name.

Multi-currency accounts and cross-border payments for family offices and individuals, handled with discretion and safeguarded in accordance with applicable EMI requirements.

Manage your money, today

The day-to-day tools plus the controls that keep a complex business accountable.

A named contact, not a call queue

Named account managers on Dynamic and Premium plans, and discreet, sales-led onboarding for family offices and private individuals. A bespoke plan, not a checkout.

Talk to us

Build your money for tomorrow

Collect in local currency, convert on your terms, and pay out on the rail that fits.

Local details, in your name

Dedicated GBP, EUR and USD accounts, each with its own balance.

GBPEURUSD

Paid the way you expect

Incoming payments arrive against local account details, whether it’s income, distributions or proceeds.

Local details

The money behind your name, in one view

Every balance you hold with us, consolidated in one screen.

See the rate first

FX margins from 0.50% on Premium to 2.20% on Core, shown before you convert.

Rate shown first

No surprise spreads

Smart FX, no surprise spreads: the rate you see is the rate you get before you confirm.

Rate shown first

Convert when it suits you

Convert between supported currencies from the app, subject to eligibility and availability.

Every major rail

SWIFT, SEPA, FPS, CHAPS and BACS, so you pay out the way your counterparties expect.

FPSSEPASWIFT

From your phone, anywhere

Send from the app or the web platform, with the same account behind both.

Complimentary transfers, tiered

Local UK transfers to an external account in your own name are complimentary, subject to verification. Complimentary outbound transfers scale with your plan.

Availability varies by plan, currency and destination: see the fee schedule.

It all starts with a DigiDoe account

Private individuals

A multi-currency account in your own name, with payments and FX handled with discretion.

Onboarding is arranged directly with our team, subject to eligibility and compliance checks.

Talk to us

Family offices

Multi-currency balances, batch payments and CHAPS for the operating rhythm of a family office.

Plan and fees are agreed directly, with a named contact through onboarding.

Talk to us

Sole practitioners & boutiques

Running client work through your own name or a small practice: start on a standard plan and grow from there.

See plans on the pricing page, or talk to us about what fits.

Talk to us See plans

Certified, audited, regulated

DigiDoe is an FCA-authorised Electronic Money Institution (FRN 901043), not a bank. We hold ISO 27001 certification for information security and ISO 22301 certification for business continuity, both certified by the British Assessment Bureau.

How we safeguard funds

Security you can build on

Regulated infrastructure. Safeguarded funds. Your controls.

DigiDoe web platform on a desktop monitor showing the currency exchange screen
Your funds safeguarded

Relevant funds are held separately from our own, in accordance with applicable EMI requirements.

Approvals before money moves

Payments only leave your account once you have approved them.

How we protect your money

Operating businesses and private clients run on the same regulated rails

One licence, one safeguarding standard, one compliance bar, whether you're moving your own treasury or building your product on top of ours.

"I opened the account from my phone on a train and ran our first multi-currency payment before I got off. I haven't logged into a desktop banking portal since."
Managing Partner, boutique advisory firm (name withheld)

Take DigiDoe with you

All approvals and conversions, on your phone. Available on the App Store and Google Play.

Download on the App Store Get it on Google Play

No phone to hand? No problem.

Log in to your DigiDoe account from a laptop or tablet, check balances and manage your account from the web platform.

Log in

DigiDoe web platform open on a laptop