Work in progress · copy MLRO-cleared 2026-08-13 · design and product notes still open · programme report
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One pot, several people, different permissions.

For family offices where more than one person touches the same money and not all of them should touch it the same way.

The problem is rarely the payment.

It is who was allowed to make it. A shared login solves nothing, and a separate account per person solves it by giving up the single view.

Per-account, not per-person

Permissions are set on each account separately, so an adviser can hold access to one currency account without seeing the others.

See and do are different rights

What someone can view and what they can act on are configured separately for each account.

Records stay per account

Each account keeps its own balance and its own transaction records rather than pooling into one ledger.

Set permissions for your advisers

Structures do not disqualify you. They do get read.

Where a trust, holding company or layered arrangement sits behind the account, we ask who sits behind that, upfront rather than in stages.

Complex ownership is assessed on its merits. Acceptance is subject to our risk appetite and jurisdiction limits, and a layered structure can take longer to work through than a single holder.

Talk to our onboarding team

DigiDoe team member reviewing a client document at a laptop in a warm office

Four currencies, one profile, separate accounts.

Held separately

GBP, EUR, USD and AED each keep their own account and their own details, viewable together in one profile.

Converted deliberately

Conversion is a separate step from holding, priced by plan, with the rate shown before it is confirmed.

Paid out by rail

Payments leave on a rail available for that currency and destination, subject to plan and eligibility.

Three ascending stacks of coins, rendered in warm clay tones

What it costs, and what is arranged.

The published plans apply. Bespoke arrangements are available for eligible family offices with more complex requirements, agreed with our team rather than selected at a checkout.

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Not quite your situation?

One holder, not several

Four currency accounts in a single name. For private individuals →

You advise families like this

Onboard your clients through your practice, with checks included. For professional firms →

It is for an operating company

Roles, approval workflows and batch payments. For business →