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Simple account fees. Transparent transaction pricing.
A clear monthly account fee, complimentary transfer allowances on selected plans, and every transaction & FX fee shown before you confirm. Annual billing saves 20%.
No onboarding fee on any plan. Onboarding is subject to KYC/KYB and compliance checks.
Free Trial
Try DigiDoe before you commit
First month free, then continue on a paid plan
Apply for free trial- Trial access to multi-currency account features, 30 days
- FPS & SEPA payments
- FX rates shown before confirmation
- Complimentary outbound transfers
- Dedicated account manager
Core
Sole practitioners, boutiques & new accounts
Monthly account fee · billed annually
Get started- Multi-currency account & balances
- FPS, SEPA & SWIFT payments
- FX from a 2.20% margin
- Complimentary outbound transfers
- Dedicated account manager
Dynamic
Law firms · Accountancy practices · Property firms
Monthly account fee · billed annually
Get started- Everything in Core
- 25 complimentary outbound transfers / mo
- FX from a 0.70% margin
- Lower per-transaction fees
- Dedicated account manager
High volume, or a complex international structure?
Our Premium plan (100 complimentary transfers a month, FX from 0.50%, a dedicated account manager) and fully bespoke pricing for enterprises, funds and EMD agents are arranged directly with our team.
Monthly UK/EEA account fees; transaction and FX fees apply (see schedule below). Annual billing saves 20%. All accounts, payment services and FX services are subject to successful onboarding, eligibility, applicable limits, payment-rail availability and ongoing compliance checks. “From” FX margins vary by plan and currency pair; complimentary outbound transfers apply to eligible transfer types only. Bespoke pricing for enterprise and international clients. Each plan is governed by our account terms. This is a financial promotion: full terms and risk disclosures.
See exactly what a plan gives you
Plans and fees live inside the platform too: compare, switch and see every charge itemised.
Compare Core, Dynamic and Premium in the app.
Every transaction priced in the open.
On any plan, subject to KYC/KYB checks.
Change plans as your volume grows.
The same clarity on your phone.
Fee schedule
Every transaction, priced in the open.
UK/EEA direct accounts. * fixed fee + % of value.
| Fee | Core | Dynamic | Premium |
|---|---|---|---|
| Monthly account fee | £7 | £100 | £250 |
| Once-off onboarding | Free | Free | Free |
| Internal DigiDoe transfers | Free | Free | Free |
| FPS · inbound | £0.60 | £0.50 | £0.30 |
| FPS · complimentary outbound / mo | n/a | 25 | 100 |
| FPS · outbound thereafter* | £0.60 + 0.30% | £0.50 + 0.25% | £0.30 + 0.20% |
| SEPA · inbound | €1.00 | €0.90 | €0.85 |
| SEPA · complimentary outbound / mo | n/a | 25 | 100 |
| SEPA · outbound thereafter* | €1.00 + 0.30% | €0.90 + 0.25% | €0.85 + 0.20% |
| BACS · in / out | £14 | £14 | £14 |
| SWIFT · GBP in / out* | £25 / £25 + 0.30% | £25 / £25 + 0.25% | £25 / £25 + 0.20% |
| SWIFT · EUR in / out* | €30 / €30 + 0.30% | €30 / €30 + 0.25% | €30 / €30 + 0.20% |
| SWIFT · USD in / out* | $32.50 / +0.30% | $32.50 / +0.25% | $32.50 / +0.20% |
| FX conversion margin | 2.20% | 0.70% | 0.50% |
| FX auto-conversion (unsupported ccy) | 2.75% | 2.75% | 2.75% |
Local UK transfers to an external account in your own name are complimentary, subject to verification. Fees are taken from your balance, not the payment amount, you must hold enough to cover both. All fees are shown before you confirm.
How our fees work.
Every fee in three moves: what a transfer costs, how FX is priced, and how your terms improve as you grow.
Onboarding
Standard direct accounts have no setup fee. Where enhanced due diligence, manual onboarding or bespoke configuration is required, typically for enterprise, EMD Agents or international clients, a tailored onboarding fee applies, communicated clearly in advance.
Monthly fee & annual billing
The monthly account fee is charged in advance on the 1st of each month, deducted from your balance. Pay annually in advance and a discount of up to 15% may apply, subject to eligibility and approval.
Transaction fees
Two parts: a fixed transfer fee, plus a value-based fee (a percentage of value, on outbound payments only). Fees vary by tier, volume and rail, see the schedule above.
Foreign exchange
Real-time conversion at a live interbank rate plus your tier's FX margin. Funds received in an unsupported currency are auto-converted at 2.75%. Conversions outside market hours may execute at the next available rate.
Custom & enterprise pricing
Bespoke pricing and service models for enterprises (turnover above £10M), regulated partners and clients outside the UK/EEA. To scope a tailored solution, email sales@digidoe.com.
High-value & complex transactions
Single transactions above £1,000,000 (or equivalent), or those we designate complex/high-risk, may be priced bespoke, as guidance, 2.9% per transaction. High-risk assets (e.g. carbon credits, unlisted or tokenised securities) may attract up to 5%. This applies only to corporate, institutional and professional counterparties and is not subject to the FCA's Consumer Duty.
Changes & refunds
Pricing is accurate as of October 2025 and may be revised fairly and proportionately. We give at least 30 days' notice of material changes unless required sooner by law or regulation. Unless agreed otherwise in writing, fees are non-refundable.
Are clients accepted automatically?
No. Acceptance is subject to our risk appetite, jurisdiction limits and full KYC/KYB. Built for legitimate complex structures , every relationship goes through onboarding, risk assessment and compliance approval.
