Simple account fees. Transparent transaction pricing.
A monthly account fee by plan, and the price of each transaction, set out below.
DigiDoe is an Electronic Money Institution, not a bank. Relevant funds are safeguarded, not protected by the FSCS.
FCA-authorised, ISO-certified, relevant funds safeguarded.
Stated once, here, with the limits included.
Authorised by the Financial Conduct Authority. DigiDoe is not a bank. Check the Register, or read the guidance on using payment service providers.
Certified for information security and for business continuity by British Assessment Bureau, a UKAS-accredited certification body.
Relevant funds are safeguarded in accordance with applicable regulatory requirements and are not protected by the FSCS.
How relevant funds are safeguarded
Payments are screened against sanctions and financial-crime controls, and transactions are monitored. These controls reduce risk; they do not remove it.
Free Trial
Try DigiDoe before you commit
30 days from the day your account is approved
Apply for free trial- Accounts in GBP, EUR, USD and AED
- FPS & SEPA payments
- Transfers between DigiDoe accounts, free
- FX rates shown before confirmation
- No onboarding fee
- Eligible outbound transfers
- Named account manager
When the 30 days end, choose a plan to continue. We never charge automatically.
Core
Pay per transfer, no monthly allowance
Monthly account fee · billed annually
Get started- Accounts in GBP, EUR, USD and AED
- Domestic and international payments
- FX from a 2.20% margin
- Eligible outbound transfers
- Named account manager
Dynamic
25 included transfers a month, lower FX margin
Monthly account fee · billed annually
Get started- Everything in Core
- 25 eligible outbound transfers included / mo
- FX from a 0.70% margin
- Lower per-transaction fees
- Named account manager
High volume, or a complex international structure?
Our Premium plan (100 eligible outbound transfers included a month, FX from 0.50%, a named account manager) and fully bespoke pricing for enterprises and funds are arranged directly with our team.
Monthly account fees, transaction and FX fees apply (see schedule below). All accounts, payment services and FX services are subject to successful onboarding, eligibility, applicable limits, payment-rail availability and ongoing compliance checks. FX pricing based on your selected plan. Eligible outbound transfers are included up to your plan's monthly allowance; see the fee schedule for limits and charges. Bespoke pricing for eligible enterprise clients. Each plan is governed by our account terms. This is a financial promotion: full terms and risk disclosures.
See exactly what a plan gives you
View available plans and applicable DigiDoe charges through the platform. Plan changes may be subject to eligibility and take effect from the applicable billing date.
Change plans as your volume grows.
Transaction and FX charges, shown before you confirm.
Applicable DigiDoe transaction and FX charges are shown before confirmation where available; third-party charges may also apply. * fixed fee + % of value.
| Fee | Core | Dynamic | Premium |
|---|---|---|---|
| Monthly account fee | £7 | £100 | £250 |
| Once-off onboarding | Free | Free | Free |
| Internal DigiDoe transfers | Free | Free | Free |
| FPS · inbound | £0.60 | £0.50 | £0.30 |
| FPS · eligible outbound / mo | n/a | 25 | 100 |
| FPS · outbound thereafter* | £0.60 + 0.30% | £0.50 + 0.25% | £0.30 + 0.20% |
| SEPA · inbound | €1.00 | €0.90 | €0.85 |
| SEPA · eligible outbound / mo | n/a | 25 | 100 |
| SEPA · outbound thereafter* | €1.00 + 0.30% | €0.90 + 0.25% | €0.85 + 0.20% |
| BACS · in / out | £14 | £14 | £14 |
| SWIFT · GBP in / out* | £25 / £25 + 0.30% | £25 / £25 + 0.25% | £25 / £25 + 0.20% |
| SWIFT · EUR in / out* | €30 / €30 + 0.30% | €30 / €30 + 0.25% | €30 / €30 + 0.20% |
| SWIFT · USD in / out* | $32.50 / +0.30% | $32.50 / +0.25% | $32.50 / +0.20% |
| FX conversion margin | 2.20% | 0.70% | 0.50% |
| FX auto-conversion (unsupported ccy) | 2.75% | 2.75% | 2.75% |
Local UK transfers to an external account in your own name are complimentary, subject to verification. Fees are taken from your balance, not the payment amount; you must hold enough to cover both.
How our fees work.
Fees in three moves: what a transfer costs,
how FX is priced, and how your terms improve as you grow.
Onboarding
Standard direct accounts have no setup fee. Where enhanced due diligence, manual onboarding or bespoke configuration is required, typically for enterprise or international clients, a tailored onboarding fee applies, communicated clearly in advance.
Monthly fee & annual billing
The monthly account fee is charged in advance on the 1st of each month, deducted from your balance. Pay annually in advance for a discount against monthly billing, subject to eligibility and approval.
Transaction fees
Two parts: a fixed transfer fee, plus a value-based fee (a percentage of value, on outbound payments only). Fees vary by tier, volume and rail, see the schedule above.
Foreign exchange
Your plan sets the FX margin applied on conversions (see the fee schedule above). Funds received in an unsupported currency are auto-converted at 2.75%. How the exchange rate is shown and confirmed is set out on our Payments & FX page.
Custom & enterprise pricing
Bespoke pricing and service models for enterprises and funds with complex international structures. To scope a tailored solution, email sales@digidoe.com.
High-value & complex transactions
Certain eligible high-value or complex corporate transactions may require enhanced review and bespoke pricing agreed in advance. Availability is subject to DigiDoe's risk appetite, due diligence and transaction approval.
Changes & refunds
Fee changes and refunds follow the treatment set out in our account terms.
Are clients accepted automatically?
No. Acceptance is subject to our risk appetite, jurisdiction limits and full KYC/KYB. Built for legitimate complex structures, every relationship goes through onboarding, risk assessment and compliance approval.
