Offer payment services under our EMI licence.
DigiDoe registers EMD agents under its FCA authorisation and enables them with payment services and API access. Regulated payments, without building an EMI.
DigiDoe is an FCA-authorised Electronic Money Institution (FRN 901043), not a bank. Relevant funds are safeguarded in accordance with applicable regulatory requirements and are not protected by the FSCS.
The problem
Payment services need a licence you don’t have.
Getting your own EMI authorisation takes years, capital and a compliance function. Most agent businesses never need to own one.
The DigiDoe way
Register as our EMD agent. Go live through our API.
DigiDoe is permitted to register EMD agents under its EMI licence. Agents are enabled with payment services and, where the model calls for it, direct API access to our infrastructure.
What separates an EMD agent from every other partner.
Introducers refer and professional partners manage clients. EMD agents are registered under the DigiDoe EMI licence itself.
Agents provide payment services to their own customers, running on DigiDoe rails.
Programmatic access to accounts and payments where the agent model requires it.
EMD agent registration is subject to due diligence, FCA registration requirements and DigiDoe’s risk appetite.