Cross-border payments across supported rails.
For businesses paying suppliers, staff and their own entities in more than one currency. Rails, eligibility and pricing are set out below.sub-line derived, needs MLRO
DigiDoe is an Electronic Money Institution, not a bank. E-money is not protected by the FSCS.
Five supported rails, and what they cost.heading form derived, needs MLRO

Batch and high-value payments
Eligible high-value payments may be supported through CHAPS and SWIFT, subject to transaction limits, advance review, source-of-funds checks and payment-rail availability.
- Create batch payments where available on your plan
- Transaction limits and advance review apply
- Supported rails: SWIFT, SEPA, FPS, BACS, CHAPS

FX pricing, before you confirm
The applicable exchange rate and DigiDoe margin are shown before confirmation. Instructions placed outside available market hours may be processed when a new rate becomes available, subject to the applicable terms.
- Convert between supported currencies
- Third-party charges may also apply
- Rate availability depends on market hours
Where each payment is, and who can move it.
Track supported payment statuses through the DigiDoe platform, with settlement timing dependent on the relevant payment rail and destination.absolute claim removed, no approved wording exists
Verified, sent and settled are shown as separate states.
Move several payments at once, from one screen.
Configure authorised users, approval levels and permissions to support your internal payment controls.
Manage supported approvals and currency conversions through the DigiDoe mobile app.
FCA-authorised, ISO-certified, relevant funds safeguarded.
Stated once, here, with the limits included.
Authorised by the Financial Conduct Authority. DigiDoe is not a bank. Check the Register, or read the guidance on using payment service providers.
Certified for information security and for business continuity by British Assessment Bureau, a UKAS-accredited certification body.
Relevant funds are safeguarded in accordance with applicable regulatory requirements and are not protected by the FSCS.
How relevant funds are safeguarded
Payments are screened against sanctions and financial-crime controls, and transactions are monitored. These controls reduce risk; they do not remove it.
How clients move money across borders.card bodies derived, need MLRO
Capital calls
Movements between funds and the entities they hold, with account and transaction activity exportable for your records.
International payments
Supplier and payroll payments into markets where the rails above are supported.
