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PMM draft · copy NOT yet MLRO-reviewed · paired against solution-emiaas.html · ## no product notes implemented yet ##
FCA-authorised EMI FRN 901043

Launch through DigiDoe's regulated infrastructure and API.licence model unnamed, unresolved per ruling 81, needs MLRO + Legal

For technical teams integrating their own product on regulated infrastructure, through one authenticated API. Endpoint coverage and documentation are set out below.sub-line derived, needs MLRO

Prefer a managed console instead? See the white-label console

The API

One API. Several supported workflows.heading form derived, needs MLRO

The DD PublicAPI for EMx supports onboarding, accounts and balances, payment orders and standing orders, FX orders, transactions and information requests, contacts, and webhooks for event notifications, through one authenticated REST surface. Subject to eligibility, onboarding and compliance checks.endpoint scope and counts unconfirmed, needs Product sign-off (ruling 88); EEA rail claim removed per ruling 82

The API documentation is live.

Full endpoint reference, plus the EMx authorisation and onboarding flows. For sandbox access and integration support, talk to our engineering team.

Read the API docs Request sandbox access White-label infrastructure →

API access is subject to onboarding, eligibility and compliance approval.

FCA-authorised, ISO-certified, relevant funds safeguarded.

Stated once, here, with the limits included.

Electronic Money Institution, FRN 901043

Authorised by the Financial Conduct Authority. DigiDoe is not a bank. Check the Register, or read the guidance on using payment service providers.

ISO 27001 and ISO 22301 certified

Certified for information security and for business continuity by British Assessment Bureau, a UKAS-accredited certification body.

Safeguarded, not FSCS-protected

Relevant funds are safeguarded in accordance with applicable regulatory requirements and are not protected by the FSCS.

How relevant funds are safeguarded

Payments are screened against sanctions and financial-crime controls, and transactions are monitored. These controls reduce risk; they do not remove it.

Bring your product. We bring the infrastructure.

Build on regulated rails: accounts, payments and FX through DigiDoe's regulated infrastructure. Terms and eligibility apply at onboarding.