For businesses
DigiDoe, for all your business money.
Multi-currency accounts, cross-border payments and FX for enterprises, funds and complex international businesses, safeguarded and compliant from day one.
DigiDoe is an FCA-authorised Electronic Money Institution (FRN 901043), not a bank. Relevant funds are safeguarded in accordance with applicable EMI requirements and are not protected by the FSCS.
Business money feels lighter with DigiDoe
Regulated in the UK, with relevant funds safeguarded in accordance with applicable EMI requirements.
Responsive support from real people when you need help, and named account managers on selected plans.
Onboarding is fast, subject to documentation and compliance checks.
Try DigiDoe with a free trial account
30 days of trial access to multi-currency account features, FPS and SEPA payments, and FX rates shown before you confirm. No complimentary outbound transfers or dedicated account manager on the trial tier.
Free trial subject to onboarding, KYC/KYB and our risk appetite. Continues on a paid plan unless cancelled.
A business account packed with what you actually need
Hold and convert across 38 supported currencies from one account.
SWIFT, SEPA, FPS, BACS and CHAPS, subject to eligibility and rail availability.
The rate is visible before you convert, not after.
Move several payments at once when volume calls for it.
Invite users, assign roles and structure your finance team as it actually works.
Compliance reporting and evidence, available when you or your auditor need it.
Certified, audited, regulated
DigiDoe is an FCA-authorised Electronic Money Institution (FRN 901043), not a bank. We hold ISO 27001 certification for information security and ISO 22301 certification for business continuity, both certified by the British Assessment Bureau.
Talk to our team about your business
Sales-led onboarding for enterprises, funds and groups: get answers tailored to your structure before you commit to anything.
It all starts with a DigiDoe account
Pricing accurate as of October 2025 and may be revised fairly and proportionately. Fees are non-refundable unless agreed otherwise in writing.
Build your money for tomorrow
Collect in local currency, convert on your terms, and pay out on the rail that fits.
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Local details, GBP EUR USD
Dedicated GBP, EUR and USD accounts, each with its own balance.
One account, consolidated
One account to manage supported currencies across your business, consolidated treasury in one view.
Paid the way they expect
Local account details for the currencies you hold, so incoming payments arrive the way your counterparties expect.
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Every currency, converted
Converted via FPS, SEPA, SWIFT, BACS and CHAPS payment rails, subject to eligibility, currency, destination and rail availability.
See the rate first
FX margins from 0.50% on Premium to 2.20% on Core, shown before you convert.
No surprise spreads
Smart FX, no surprise spreads: the rate you see is the rate you get before you confirm.
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Every major rail
SWIFT, SEPA, FPS, CHAPS and BACS, so you pay out the way your counterparties expect.
Batch and schedule
Batch payments for moving many at once. Scheduled payments where available on your plan.
Complimentary transfers, tiered
Local UK transfers to an external account in your own name are complimentary, subject to verification. Complimentary outbound transfers scale with your plan.
Availability varies by plan, currency and destination: see the fee schedule.
Security you can build on
Regulated infrastructure. Safeguarded funds. Your controls.
Relevant funds are held separately from our own, in accordance with applicable EMI requirements.
Multi-level approvals mean no payment leaves without the right sign-off.
Give each team member exactly the access they need, nothing more.
Take DigiDoe with you
All approvals and conversions, on your phone. Available on the App Store and Google Play.
Don't take our word for it
I opened the account from my phone on a train and ran our first multi-currency payment before I got off. I haven't logged into a desktop banking portal since.
Common questions
Is DigiDoe a bank?
No. DigiDoe is an FCA-authorised Electronic Money Institution (FRN 901043), not a bank. Relevant funds are safeguarded in accordance with applicable EMI requirements and held separately from DigiDoe’s own funds. E-money accounts are not bank accounts and are not protected by the Financial Services Compensation Scheme (FSCS).
Who can open an account?
Internationally-active businesses, from sole practitioners to enterprises, funds and family offices. Acceptance is subject to our risk appetite, jurisdiction limits and full KYC/KYB. Built for legitimate complex structures — every relationship goes through onboarding, risk assessment and compliance approval.
How fast is onboarding, really?
For many clients, onboarding can be completed within a few days, subject to documentation and compliance checks. Genuinely complex structures can take longer. We would rather set an honest expectation than miss one.