GBP account
Receive and make sterling payments using a UK sort code & account number in your company’s name.
FPSBACSCHAPSSWIFT
FCA-authorised EMI
FRN 901043
GBP, EUR, USD and AED accounts, built for business payments.
Make domestic and international payments across supported currencies and destinations.
Business accounts with inbuilt business controls
Manage multiple GBP, EURO, USD & AED accounts from one platform. Each account has payment connectivity relevant to its currency.
EUR account
Receive and make euro payments across the single euro payment area using GB virtual IBANs.
SEPA Credit TransferSCTSWIFT
USD account
Send and receive US dollar payments internationally using GB virtual IBANs, through SWIFT.
SWIFT
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AED account
A UAE dirham v-IBAN, for holding and converting AED balances alongside your other currencies.
SWIFTv-IBAN
Receive, convert and pay with controls built in.
Receive funds into appropriate currency account, hold them or convert in 38 supported currencies, and make domestic or international payments. All from the DigiDoe mobile app or internet banking portal.
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Receive into the right account
Share your details and money arrives straight into the account for that currency, without automatic conversion.
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Control every account separately
Manage transaction approval controls & access privileges for each account separately. Implement your company’s transaction authorization policy on your business accounts.
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Manage all accounts centrally
View and manage GBP, EUR, USD and AED business accounts in one place.
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Operate with your currency
Hold balances in GBP, EUR, USD and AED, and convert between them for eligible payments.
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The rate before you confirm
DigiDoe shows the exchange rate before a conversion is confirmed, along with applicable fees. Rates are live and held for a short window.
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FX pricing set by your plan
FX pricing is based on your selected plan. The fee schedule gives the reference rate, the margin applied and the conditions.
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Domestic and international
Send GBP through FPS, BACS and CHAPS, EUR through SEPA and SEPA Instant, and USD through SWIFT, depending on currency, destination and eligibility.
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Many payments, one instruction
Send a list of beneficiaries in a single instruction rather than one at a time, where your plan supports it.
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Transfers included in your plan
Eligible outbound transfers are included up to your plan’s monthly allowance. See the fee schedule for limits and charges.
Control and process payments at scale.
Roles and permissions
Control who can create, view and approve payments, and at which approval level, to match your internal controls. Invite users, assign permissions, manage team roles & configure your company’s payment policies on each business account.
Configurable payment approval workflows
Separate payment creation from payment approvals and configure the approval workflow for total control.
Batch payments
Create bulk payments, run payroll or release supplier multiple payments safely and easily with batch payments for business accounts.
Scheduled payments
Set a future date for a payment, or setup a recurring weekly or monthly payment and never miss any due dates thanks to intelligent reminders for business account owners.
Records and statements
Manage all business accounts and transaction records through the DigiDoe platform, available on your mobile devices or on the internet portal.
Guided digital onboarding, less back-and-forth, and fast business account activation.
We capture all required information for your business, ownership structure & intended activity details upfront, reducing the business account opening time.
Regulated and independently certified
We combine FCA authorisation with independently certified management system for information security & business continuity to offer you secure business accounts that support your ambition for growth.
Electronic Money Institution, FRN 901043
Authorised by the Financial Conduct Authority, to issue e-money & provide payment services.
ISO 27001DigiDoe is ISO 27001-certified by British Assessment Bureau, a UKAS-accredited certification body. Information security management.
ISO 22301DigiDoe is ISO 22301-certified by British Assessment Bureau, a UKAS-accredited certification body. Business continuity management.
Ready to move with more comfort?
Bring your business accounts, domestic and international payments, Forex, user permission and transaction approval workflows with DigiDoe.
Business plans
Compare accounts, payments capabilities, and allowances included with each plan.
Fees, limits, allowances and FX methodology are set out in the fee schedule and the customer terms.
Not sure how to get started?
Our team can explain account and payment compatibility, fees, eligibility and the information required for your application.
What clients say.
Customer quotation withheld. Nothing is published here until the original statement, the customer’s written consent, and evidence that the experience is representative have all been retained.
Take DigiDoe with you
Introduce, advise, build, or scale.
Not opening an account for your own business? Partner with DigiDoe instead.
Introduce independently
Introduce businesses and people you know, and earn a share of the net transaction fees they generate. For introducers →
Classic partnership
Your practice and your clients pay no plan fees, with KYC and KYB checks included. Approval depends on your client base. For professional firms →
Use DigiDoe licence
Run your own payment business under our licence, on our infrastructure and API. You price your own customers, and we take no share of what they pay you. For EMD agents →
Scale with DigiDoe whitelabel solution
Already licensed? Use our API and infrastructure instead of building your own. Your customers stay yours. For EMIs →