Work in progress · copy MLRO-cleared 2026-08-13 · design and product notes still open · programme report
Multi-currency accounts Payments & FX White-label infrastructure Pricing About us Get started
FCA-authorised EMI FRN 901043

GBP, EUR, USD and AED accounts, built for business payments.

Make domestic and international payments across supported currencies and destinations.

Our accounts, your business routes

Each currency has its own account and its own details, so payments reach you the way your counterparties already send them.

GBP account

A UK sort code and account number in your business name, so sterling arrives and leaves on the domestic rails your counterparties already use.

FPSBacs Direct DebitCHAPSSWIFT
Apply for a GBP account →

EUR account

A euro v-IBAN (virtual IBAN) for receiving and sending across the single euro payments area.

SEPA NormalSEPA InstantSWIFT
Apply for a EUR account →
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AED account

A UAE dirham v-IBAN, for holding and converting AED balances alongside your other currencies.

SWIFTv-IBAN
Apply for an AED account →

Collect, convert and pay out.

Receive money into the currency account that matches it, convert when you choose, and send it on a supported payment rail.

Receive into the right account

Share your details and money arrives straight into the account for that currency, with no conversion you did not ask for.

A balance per currency

Each currency sits in its own account, with its own balance and its own transaction records.

Balances together in one profile

View your GBP, EUR, USD and AED balances together in one DigiDoe profile.

Operate with your currency

Hold balances in GBP, EUR, USD and AED, and convert between them for eligible payments.

The rate before you confirm

DigiDoe shows the exchange rate before a conversion is confirmed, along with applicable fees. Rates are live and held for a short window.

FX pricing set by your plan

FX pricing is based on your selected plan. The fee schedule gives the reference rate, the margin applied and the conditions.

Domestic and international

Send GBP through FPS, BACS and CHAPS, EUR through SEPA and SEPA Instant, and USD through SWIFT, depending on currency, destination and eligibility.

Many payments, one instruction

Send a list of beneficiaries in a single instruction rather than one at a time, where your plan supports it.

Transfers included in your plan

Eligible outbound transfers are included up to your plan’s monthly allowance. See the fee schedule for limits and charges.

Control and process payments at scale.

Roles and permissions

Set who can create, view and approve payments, and at which approval level, to match your internal controls.

Multilevel signature

Multilevel signature separates initiation from approval, the way your internal controls already require. Dynamic and Premium.

Batch payments

Create batch payments for payroll and supplier runs, where available on your plan.

Scheduled payments

Set a future date for a payment, subject to your plan.

Records and statements

Access available account and transaction records through the DigiDoe platform.

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Apply online, with your structure assessed as it stands.

Get started

FCA-authorised & ISO-certified

Electronic Money Institution, FRN 901043

Authorised by the Financial Conduct Authority. DigiDoe is not a bank. Check the Register, or read the guidance on using payment service providers.

ISO 27001 and ISO 22301 certified

Certified for information security and for business continuity by British Assessment Bureau, a UKAS-accredited certification body.

See authorisation

What your business can do with DigiDoe.

Use the right payment routes

Sterling, euro and dollar payments on the rails those currencies use, with conversion between the currencies you hold.

Keep payments under control

Configure multilevel signatures, approval levels and user permissions to reflect your business’s payment policy.

Process repetitive payments efficiently

Run staff and supplier payments in bulk, or set them to a future date with scheduled payments, with your approval controls still applied.

What it costs.

Core · £7/mo

Get 20% off billed annually (£67.20)

Compare all features →

Dynamic · £100/mo

Get 20% off billed annually (£960)

Compare all features →

Premium · from £250/mo

Get 20% off billed annually, arranged with our team.

Compare all features →

Fees, limits, allowances and FX methodology are set out in the fee schedule and the customer terms.

Start with a conversation.

Our team can explain account and payment compatibility, fees, eligibility and the information required for your application.

Speak to our team

DigiDoe team member reviewing a client document at a laptop in a warm office

What clients say.

Customer quotation withheld. Nothing is published here until the original statement, the customer’s written consent, and evidence that the experience is representative have all been retained.

Take DigiDoe with you

Download on the App Store Get it on Google Play

Introduce, advise, build, or scale.

Not opening an account for your own business? Partner with DigiDoe instead.

Introduce independently

Introduce businesses and people you know, and earn a share of the net transaction fees they generate. For introducers →

Classic partnership

Your practice and your clients pay no plan fees, with KYC and KYB checks included. Approval depends on your client base. For professional firms →

Use DigiDoe licence

Run your own payment business under our licence, on our infrastructure and API. You price your own customers, and we take no share of what they pay you. For EMD agents →

Scale with DigiDoe whitelabel solution

Already licensed? Use our API and infrastructure instead of building your own. Your customers stay yours. For EMIs →

Visit the partners hub →